I’ve been sick for a solid two weeks now; my birthday is just around the corner (36 if you must know) and so is Christmas. The wife and I manage to sell roughly 400+ dollars worth of stuff to offset our Christmas costs. Which is better than we did last year. It would’ve been more…Details
The wife and I are having a baby. It’s a girl. Due January 3rd. It’s November and it’s all about Progress, baby! We managed to get lucky and obtain a vintage looking crib for free from a real estate agent that just wanted it gone and to a good home. We got a dresser for…Details
Baby Step 1: $1,000 cash in a beginner emergency fund Current Balance: $2500, BS2 on hold due to baby coming in January Baby Step 2: Use the debt snowball to pay off all your debt but the house Baby Step 3: A fully funded emergency fund of 3 to 6 months of expenses *Probably already…Details
I just paid off our highest interest rate credit card (20.49%)! Goodbye Discover, I’m sad I discovered you!
They’re gonna wake up in the morning and DISCOVER they don’t own me anymore! SUCKAS!!
One card down, two to go!
Debt, Mama said knock you out! Okay, maybe in 1990 ‘s mama wasn’t talking about knocking out debt but it doesn’t mean that mama didn’t have good advice. 27 years later… wow, let that sink in… Anyway, I’m more interested in a Debt SINK Battle these days #dadjoke and you’re here because you want to…Details
It’s fast approaching and you want to know how to pay for Christmas! I don’t blame you, I’m in the same boat. We have two boys, age 4, and a few other family members to buy for. Maybe you’re fine with putting it all on credit, maybe it’s one of those things you’ll “deal with…Details
Baby Step 1: That is the question. Dave is a big proponent of Baby Step 1. Relative to income. If you household income < 20k a year then emergency fund should be < $1000. The idea behind the small amount is to cause a stir or panic to pay off your Baby Step 2 as…Details
The Debt Fog Will Clear Based on my last post about our debt, “Runaway Budget“, and some friendly advice from some reddit users over at r/DaveRamsey I believe we have a good way ahead. The fog will not clear quickly but we recognize it; we know what caused the fog and we know how to…Details
Whoa oh here she comes Huzzah! A new baby is on the way to bring our grand total of children (demons) to three in all, we didn’t budget for this. January is the doom date, just kidding, we are super excited… because it’s our first girl. We’re excited and we’re in debt. A lot. Did…Details